You Won’t Believe What Happened to Ana…
Ana always said: "I'll wait a little longer; prices will surely drop." Five years later, she's still renting the same apartment, while prices have skyrocketed, and mortgages have become harder to obtain.
Until someone told her about pre-construction. With flexible payment plans and no pressure to buy immediately, she finally saw an open door. What if, instead of waiting, you take action today?
If you've ever felt like Ana, keep reading. I'll show you how you can start building your wealth in Toronto, even with a $70,000 annual income.
Let’s Talk About the Numbers: What Does Earning $70,000 a Year Mean?
You might think, "With $70,000 a year, there's no way I can buy in Toronto." But what if I told you the numbers might surprise you?
Let’s break it down simply:
Net monthly income: Approximately $4,500 after taxes.
Estimated mortgage approval: Between $350,000 and $400,000 (depending on credit and debt).
Recommended down payment: Between 5% and 20% of the property’s value.
Now, we know that move-in-ready properties in Toronto may be out of this range. But this is where the pre-construction strategy comes in. With flexible payment plans and time on your side, investing becomes much more attainable.
What Can You Buy with $70K a Year?
If you're trying to buy a move-in-ready home, it may seem tough in Toronto. But instead of focusing on “I can’t”, think “How can I?” That’s where the pre-construction strategy comes in.
Pre-construction Opportunities:
Flexible deposits: You don’t need 20% upfront
Time to save: While it's being built, your money works for you.
Growing locations: Areas like Oakville are increasing in value rapidly.
Stop Waiting, Start Building
Each year that passes, buying becomes more challenging. But there are smart ways to enter the market, even if you don’t have all the capital right now. The key is getting informed and taking the first step.
EXCLUSIVE EVENT: REAL ESTATE INVESTMENT
If you’ve been waiting for the perfect moment to buy, this event is for you. Discover how you can start investing in real estate on a $70,000 income without waiting years.
Saturday | 11:00 AM - 2:00 PM in 1388 Dundas St W, Oakville
A detailed presentation of the project we’ll be discussing at the event follows.
1 BEDROOM + DEN for only $1,500 to reserve...
Flexible deposit structure
Exclusive discount for attendees
Personalized investment guidance
Presented by:
Pam Setia - Holistic Wealth & Real Estate Consultant
Karly Castañeda - Real Estate Agent
Limited spots available. Join this unique experience and take your first step toward investment.
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